HDFC Life Insurance Company Limited (HDFCLIFE)

Price649.45 5.20 (0.81%)52 Week High690.85
ISININE795G0101452 Week Low457.80
IndustryMulti-Line InsuranceVolume1.9 M
SectorFinanceP/E Ratio TTM97.77
Market Cap1.4 T1 Year Beta0.38
Technical Rating of

HDFC Life Insurance Company Limited (HDFCLIFE) logo

HDFC Life Insurance Company Limited (HDFCLIFE) is a well-established life insurance company in India. It was founded in 1995 and is a subsidiary of HDFC Bank. HDFCLIFE is the largest life insurance company in India in terms of premiums.

HDFCLIFE offers a wide range of life insurance products, including:

  • Term life insurance: Term life insurance provides financial protection in the event of death.
  • Whole life insurance: Whole life insurance provides financial protection for the policyholder’s entire life.
  • Endowment plans: Endowment plans provide a lump sum payment at the end of the policy term, plus regular income payments during the policy term.
  • Unit-linked insurance plans (ULIPs): ULIPs are a type of life insurance plan that combines life insurance with investment.

HDFCLIFE has a strong track record and a experienced management team. The company has a diversified product portfolio and a strong financial position. HDFCLIFE is also debt-free, which gives it the flexibility to invest in new growth opportunities.

In addition to its strong track record and client base, HDFCLIFE also has a number of other factors that make it an attractive investment. These factors include:

  • A strong brand portfolio: HDFCLIFE is a well-known and respected brand in the Indian life insurance industry. This brand equity gives the company a competitive advantage.
  • A diversified product portfolio: HDFCLIFE offers a wide range of life insurance products, which helps to reduce the company’s risk.
  • A strong financial position: HDFCLIFE has a strong balance sheet with no debt. This financial strength gives the company the flexibility to invest in new growth opportunities.
  • Experienced management team: HDFCLIFE has a management team with over 20 years of experience in the life insurance industry. This experience gives the company a competitive advantage.

Overall, HDFC Life Insurance Company Limited (HDFCLIFE) is a well-established life insurance company with a strong track record and a number of factors that make it an attractive investment. Investors who are looking for exposure to the growing Indian life insurance industry should consider investing in HDFCLIFE.

However, it is important to note that there are also some risks associated with investing in HDFCLIFE. These risks include:

  • The cyclical nature of the life insurance industry: The life insurance industry is cyclical and can experience periods of growth and recession. This could impact HDFCLIFE’s profitability.
  • The competition in the life insurance industry: The life insurance industry is competitive and HDFCLIFE faces competition from a number of other life insurance companies. This competition could impact HDFCLIFE’s profitability.
  • The regulatory environment for the life insurance industry: The regulatory environment for the life insurance industry is constantly changing. This could impact HDFCLIFE’s ability to operate its business.

Investors should carefully consider these risks before investing in HDFC Life Insurance Company Limited (HDFCLIFE).

According to a recent report by Morgan Stanley, HDFCLIFE is expected to grow at a CAGR of 16% over the next five years. This growth is being driven by the increasing demand for life insurance services in India and around the world.

HDFCLIFE is well-positioned to capitalize on this growth as it has a strong track record, a diversified product portfolio, and a experienced management team. The company is also debt-free, which gives it the flexibility to invest in new growth opportunities.

          

HDFC Life Insurance Company Limited (HDFCLIFE) Chart

Technical Analysis of HDFC Life Insurance Company Limited (HDFCLIFE)

Moving Averages

PeriodSimpleExponential
MA 5649.35649.20
MA 10652.95649.50
MA 20646.42647.48
MA 30641.30645.69
MA 50646.27640.37
MA 100622.37621.20
MA 200579.78598.12

Moving Average Rating

Technical Indicators

NameValueNameValue
Aroon Up (14)42.86Aroon Down (14)7.14
MACD Level (12, 26)2.75MACD Signal (12, 26)3.05
Relative Strength Index (7)50.63Relative Strength Index (14)52.04
Stochastic %D (14 3 3)39.18Stochastic %K (14 3 3)31.85
Stochastic RSI Fast (3, 3, 14, 14)7.17Stochastic RSI Slow (3, 3, 14, 14)14.91
Bollinger Upper Band (20)667.23Bollinger Lower Band (20)625.62
Keltner Channels Upper Band (20)674.11Keltner Channels Lower Band (20)620.84
Donchian Channels Upper Band (20)677.55Donchian Channels Lower Band (20)624.65
Ichimoku Conversion Line (9, 26, 52, 26)658.92Ichimoku Base Line (9, 26, 52, 26)647.15
Ichimoku Leading Span A (9, 26, 52, 26)646.25Ichimoku Leading Span B (9, 26, 52, 26)629.38
Positive Directional Indicator (14)25.88Negative Directional Indicator (14)14.24
Volume Weighted Average Price649.23Volume Weighted Moving Average 20647.57

Oscillator Rating

Oscillators

Awesome Oscillator7.75
Ultimate Oscillator (7,14,28)46.14
Money Flow (14)46.03
Chaikin Money Flow (20)0.08
Commodity Channel Index (20)25.11
Bull Bear Power0.35

High / Low

1 Month677.55624.65
3 Month690.85616.75
6 Month690.85486.65
52 Week690.85457.80
All Time775.65307.00

Volume

Volume1.9 M
Average 10 D3.5 M
Average 30 D2.8 M
Average 60 D3.7 M
Average 90 D4 M

Change/Volatility

Change5.20 (0.81%)
Change 1W4.55 (0.71%)
Change 1M4.70 (0.73%)
Volatility2.14
Volatility W2.20

Performance

Yesterday14.95
Weekly1.29
Monthly1.79
3 Month1.09
6 Month31.33
Yearly19.14
5 Year57.63
All Time109.50

Misc.

Average Day Range (14)13.52
Average Directional Index (14)23.29
Average True Range (14)13.17
Williams Percent Range (14)-64.52
Rate Of Change (9)-1.22
Hull Moving Average (9)647.45
Momentum (10)-7.30
Parabolic SAR674.66

PIVOT POINTS of HDFC Life Insurance Company Limited (HDFCLIFE)

NameS3S2S1Pivot PointsR1R2R3
Classic562.58600.68622.72638.78660.82676.88714.98
Fibonacci600.68615.24624.23638.78653.34662.33676.88
Camarilla634.27637.77641.26638.78648.24651.73655.23
Woodie's587.60602.18625.70640.27663.80678.37701.90
DeMark's - - 630.75642.80668.85 - -

Financial Analysis of HDFC Life Insurance Company Limited (HDFCLIFE)

Income Statement

Basic EPS (FY)6.41
Basic EPS (TTM)6.64
EPS Diluted (Annual YoY Growth)-1.08
EPS Diluted (FY)6.41
EPS Diluted (MRQ)1.93
EPS Diluted (Quarterly QoQ Growth)15.11
EPS Diluted (Quarterly YoY Growth)24.59
EPS Diluted (TTM)6.64
EPS Diluted (TTM YoY Growth)-1.59
EPS Forecast (MRQ)2.19
Free Cash Flow (Annual YoY Growth)22.74
Free Cash Flow Margin (FY)26.67
Last Year Revenue (FY)756.9 B
Revenue (Annual YoY Growth)17.95
Revenue per Employee (FY)23.3 M
Revenue (Quarterly QoQ Growth)8.09
Revenue (Quarterly YoY Growth)248.13
Revenue (TTM YoY Growth)48.04
Net Income (Annual YoY Growth)3.12
Net Income (FY)13.7 B
Net Income (Quarterly QoQ Growth)15.13
Net Income (Quarterly YoY Growth)26.74
Net Income (TTM YoY Growth)2.70
Total Revenue (FY)756.9 B

Valuation

Number of Employees32,448.00
Number of Shareholders1 M
Shares Float944.4 M
Price to Book (FY)10.74
Price to Earnings Ratio (TTM)97.77
Price to Revenue Ratio (TTM)1.59
Price to Sales (FY)1.83
Total Shares Outstanding2.1 B

Balance Sheet

Total Assets (Annual YoY Growth)9.73
Total Debt (Annual YoY Growth)58.33
Total Liabilities (FY)2.4 T
Cash & Equivalents (FY)11.7 B

Operating Metrics

Dividends

Dividend Yield Forward0.30
Dividends Paid (FY)-3,992,425,000.00
Dividends per share (Annual YoY Growth)11.76
Dividends per Share (FY)1.90

Margins

Net Margin (FY)1.81
Net Margin (TTM)1.62
Operating Margin (FY)2.05
Operating Margin (TTM)1.50
Pretax Margin (TTM)1.52

HDFC Life Insurance Company Limited (HDFCLIFE) FUTURES

ExpiryOpenHighLowCloseSettleContractsValueOIOI Change
28-Sep-23644.75655.85644.35649.30649.302.9 T20.5 T15.8 M-377,300
26-Oct-23650.05660.15649.85654.00654.001.1 T7.8 T1.4 M403.7 T
30-Nov-23660.60662.50655.90655.90658.3053631.9 T2.2 T

HDFC Life Insurance Company Limited (HDFCLIFE) OPTIONS

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