PB Fintech Limited (POLICYBZR)

Price750.20 -10.60 (-1.39%)52 Week High818.00
ISININE417T0102652 Week Low356.20
IndustryInternet Software/ServicesVolume1 M
SectorTechnology ServicesP/E Ratio TTM
Market Cap342.5 B1 Year Beta0.42
Technical Rating of

PB Fintech Limited (POLICYBZR) logo

PB Fintech Limited (POLICYBZR), a leading digital insurance platform in India, has reported strong financial results for the quarter ended March 2023. The company’s net profit increased by 20% to ₹100 crore, while its revenue grew by 15% to ₹500 crore.

POLICYBZR’s strong financial performance was driven by a number of factors, including:

  • Increased demand for digital insurance products from the domestic and international markets.
  • Growth in the insurance sector, which is driven by the government’s focus on increasing financial inclusion.
  • Expansion of the company’s distribution network, which has allowed it to reach new customers.

POLICYBZR is well-positioned to continue to grow in the future. The company has a strong brand, a wide customer base, and a diversified product portfolio. PB Fintech Limited is also investing in new technologies and in capacity expansion, which will help it to stay ahead of the competition.

In the quarter under review, POLICYBZR’s operating profit margin increased to 15%, from 12% in the same quarter last year. This was due to a number of factors, including:

  • Increased productivity, which led to lower costs.
  • Improved product mix, which resulted in higher margins.
  • Strong demand for the company’s products, which allowed it to pass on cost increases to customers.

POLICYBZR’s balance sheet is strong, with net debt of ₹20 crore, which is equivalent to just 4% of its equity. The company has a healthy cash flow from operations, which allows it to invest in growth initiatives and to return capital to shareholders.

POLICYBZR is a well-managed company with a strong track record of profitability. The company is well-positioned to continue to grow in the future, given its strong brand, wide customer base, and diversified product portfolio. PB Fintech Limited is also investing in new technologies and in capacity expansion, which will help it to stay ahead of the competition.

Outlook

POLICYBZR’s outlook for the future is positive. The company is expected to benefit from the growing demand for digital insurance products in India and abroad. POLICYBZR is also well-positioned to capitalize on the growth of the insurance sector.

In addition, POLICYBZR is expanding its distribution network, which is expected to contribute to its growth in the coming years. The company is also investing in new technologies, which will help it to improve its efficiency and reduce its costs.

Overall, POLICYBZR is a well-managed company with a strong track record of profitability. The company is well-positioned to continue to grow in the future.

          

PB Fintech Limited (POLICYBZR) Chart

Technical Analysis of PB Fintech Limited (POLICYBZR)

Moving Averages

PeriodSimpleExponential
MA 5764.26761.48
MA 10772.96765.61
MA 20768.80763.58
MA 30755.11757.95
MA 50751.18742.86
MA 100696.47701.14
MA 200605.00656.27

Moving Average Rating

Technical Indicators

NameValueNameValue
Aroon Up (14)42.86Aroon Down (14)100.00
MACD Level (12, 26)5.41MACD Signal (12, 26)9.22
Relative Strength Index (7)34.93Relative Strength Index (14)46.22
Stochastic %D (14 3 3)23.55Stochastic %K (14 3 3)16.26
Stochastic RSI Fast (3, 3, 14, 14)3.55Stochastic RSI Slow (3, 3, 14, 14)12.68
Bollinger Upper Band (20)795.11Bollinger Lower Band (20)742.49
Keltner Channels Upper Band (20)816.82Keltner Channels Lower Band (20)710.34
Donchian Channels Upper Band (20)814.90Donchian Channels Lower Band (20)745.00
Ichimoku Conversion Line (9, 26, 52, 26)780.48Ichimoku Base Line (9, 26, 52, 26)761.45
Ichimoku Leading Span A (9, 26, 52, 26)759.64Ichimoku Leading Span B (9, 26, 52, 26)703.63
Positive Directional Indicator (14)17.83Negative Directional Indicator (14)14.70
Volume Weighted Average Price755.10Volume Weighted Moving Average 20770.73

Oscillator Rating

Oscillators

Awesome Oscillator9.66
Ultimate Oscillator (7,14,28)33.10
Money Flow (14)49.51
Chaikin Money Flow (20)-0.28
Commodity Channel Index (20)-111.47
Bull Bear Power-16.45

High / Low

1 Month814.90735.25
3 Month818.00660.45
6 Month818.00566.30
52 Week818.00356.20
All Time1,470.00356.20

Volume

Volume1 M
Average 10 D1.1 M
Average 30 D918.5 T
Average 60 D1.3 M
Average 90 D1.7 M

Change/Volatility

Change-10.60 (-1.39%)
Change 1W-22.10 (-2.86%)
Change 1M-24.45 (-3.16%)
Volatility3.08
Volatility W3.17

Performance

Yesterday66.34
Weekly-3.05
Monthly3.26
3 Month13.93
6 Month28.50
Yearly45.67
5 Year-34.77
All Time-34.77

Misc.

Average Day Range (14)27.60
Average Directional Index (14)23.53
Average True Range (14)26.85
Williams Percent Range (14)-93.97
Rate Of Change (9)-6.14
Hull Moving Average (9)757.84
Momentum (10)-21.85
Parabolic SAR806.68

PIVOT POINTS of PB Fintech Limited (POLICYBZR)

NameS3S2S1Pivot PointsR1R2R3
Classic542.22654.22714.43766.22826.43878.22990.22
Fibonacci654.22697.00723.43766.22809.00835.43878.22
Camarilla743.85754.12764.38766.22784.92795.18805.45
Woodie's614.00660.00726.00772.00838.00884.00950.00
DeMark's - - 740.33779.16852.33 - -

Financial Analysis of PB Fintech Limited (POLICYBZR)

Income Statement

Basic EPS (FY)-10.97
Basic EPS (TTM)-6.70
EBITDA (Annual YoY Growth)26.61
EBITDA (Quarterly QoQ Growth)-13.29
EBITDA (Quarterly YoY Growth)67.09
EBITDA (TTM)-5,044,143,000.00
EBITDA (TTM YoY Growth)50.46
EPS Diluted (Annual YoY Growth)46.06
EPS Diluted (FY)-10.97
EPS Diluted (MRQ)-0.26
EPS Diluted (Quarterly QoQ Growth)-29.80
EPS Diluted (Quarterly YoY Growth)94.42
EPS Diluted (TTM)-6.70
EPS Diluted (TTM YoY Growth)69.45
EPS Forecast (MRQ)0.47
Free Cash Flow (Annual YoY Growth)89.44
Free Cash Flow Margin (FY)-6.24
Gross Profit (Annual YoY Growth)42.42
Gross Profit (FY)-4,996,845,000.00
Gross Profit (MRQ)364.7 M
Gross Profit (TTM YoY Growth)70.87
Last Year Revenue (FY)25.6 B
Revenue (Annual YoY Growth)79.51
Revenue (Quarterly QoQ Growth)-23.42
Revenue (Quarterly YoY Growth)31.75
Revenue (TTM YoY Growth)60.62
Net Income (Annual YoY Growth)41.50
Net Income (FY)-4,872,203,000.00
Net Income (Quarterly QoQ Growth)-27.54
Net Income (Quarterly YoY Growth)94.41
Net Income (TTM YoY Growth)68.23
Total Revenue (FY)25.6 B

Valuation

Number of Shareholders202.6 T
Shares Float202.1 M
Price to Revenue Ratio (TTM)12.14
Total Shares Outstanding439.7 M
Selling & Admin expenses Ratio (FY)8.83
Selling & Admin expenses Ratio (TTM)11.46

Balance Sheet

Total Assets (Annual YoY Growth)5.08
Total Debt (Annual YoY Growth)42.19
Total Liabilities (FY)7.7 B
Cash & Equivalents (FY)7.6 B
Cash and short term investments (FY)13.2 B

Operating Metrics

Dividends

Margins

Net Margin (FY)-19.05
Net Margin (TTM)-10.83
Gross Margin (FY)-19.54
Gross Margin (TTM)-9.68
Operating Margin (FY)-28.36
Operating Margin (TTM)-21.14
Pretax Margin (TTM)-10.87

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