The Jammu & Kashmir Bank Limited (J&KBANK)

Price	108.70 0.60 (0.56%)	52 Week High	111.90
ISIN	INE168A01041	52 Week Low	26.70
Industry	Regional Banks	Volume	8.8 M
Sector	Finance	P/E Ratio TTM	7.90
Market Cap	104 B	1 Year Beta	3.04

The Jammu & Kashmir Bank Limited (J&KBANK) is a commercial bank headquartered in Srinagar, Jammu and Kashmir. The bank was founded in 1938 and is one of the leading banks in India.

J&KBANK offers a variety of banking products and services, including savings accounts, current accounts, loans, and investments. The bank’s products and services are designed to meet the needs of a variety of customers, including retail customers, corporate customers, and government customers.

J&KBANK is a good investment for investors looking for exposure to the Indian banking sector. The bank has a strong track record of performance, a well-diversified portfolio, and a good management team.

Here are some of the key factors that make J&KBANK a good investment:

Strong track record of performance: J&KBANK has a long history of performance. The bank has been profitable for the past 10 years and has grown its revenue and earnings at a compound annual growth rate (CAGR) of 15%.
Well-diversified portfolio: J&KBANK has a well-diversified portfolio of assets. This helps to mitigate risk and maximize returns.
Good management team: J&KBANK has a good management team with a proven track record of success. The team is led by CEO Baldev Prakash, who has over 30 years of experience in the banking industry.

However, there are also some risks associated with investing in J&KBANK:

Volatility of the Indian economy: The Indian economy is volatile and can be unpredictable. This can impact J&KBANK’s performance.
Competition: The banking industry is competitive. J&KBANK faces competition from both domestic and international banks.
Changes in government policy: The Indian government is constantly changing regulations related to the banking sector. This can impact J&KBANK’s operations.
Regulatory changes: The banking sector is heavily regulated. J&KBANK needs to comply with all applicable regulations in order to avoid fines and penalties.

Overall, J&KBANK is a good investment for investors looking for exposure to the Indian banking sector. However, investors should carefully consider the risks before investing in J&KBANK.

In addition to the above, here are some other things to consider when investing in J&KBANK:

The company’s financial performance: J&KBANK has been profitable for the past 10 years and has a strong balance sheet. The company’s revenue and earnings are expected to grow in the coming years.
The company’s competitive position: J&KBANK is a leading player in the Indian banking sector. The company has a strong brand and a wide range of products and services.
The company’s growth opportunities: J&KBANK is expanding its branch network and its product offerings. The company is also looking to expand its international operations.

The Jammu & Kashmir Bank Limited (J&KBANK) Chart

Technical Analysis of The Jammu & Kashmir Bank Limited (J&KBANK)

Spinning Top White

Spinning Top White is formed on The Jammu & Kashmir Bank Limited (J&KBANK) in 1 Day Timeframe. White spinning tops are candlestick lines that are small, green-bodied, and possess shadows (upper and lower) that end up exceeding the length of candle bodies. They often signal indecision between buyer and seller.

Moving Averages

Period	Simple	Exponential
MA 5	107.16	107.07
MA 10	104.77	104.20
MA 20	97.34	98.60
MA 30	92.87	93.88
MA 50	83.53	86.65
MA 100	70.97	75.68
MA 200	61.73	64.32

Moving Average Rating

Technical Indicators

Name	Value	Name	Value
Aroon Up (14)	85.71	Aroon Down (14)	0.00
MACD Level (12, 26)	7.36	MACD Signal (12, 26)	6.93
Relative Strength Index (7)	73.62	Relative Strength Index (14)	72.09
Stochastic %D (14 3 3)	83.17	Stochastic %K (14 3 3)	84.23
Stochastic RSI Fast (3, 3, 14, 14)	54.90	Stochastic RSI Slow (3, 3, 14, 14)	52.60
Bollinger Upper Band (20)	114.07	Bollinger Lower Band (20)	80.62
Keltner Channels Upper Band (20)	110.16	Keltner Channels Lower Band (20)	87.04
Donchian Channels Upper Band (20)	111.90	Donchian Channels Lower Band (20)	84.80
Ichimoku Conversion Line (9, 26, 52, 26)	102.90	Ichimoku Base Line (9, 26, 52, 26)	95.20
Ichimoku Leading Span A (9, 26, 52, 26)	76.92	Ichimoku Leading Span B (9, 26, 52, 26)	71.20
Positive Directional Indicator (14)	25.13	Negative Directional Indicator (14)	7.66
Volume Weighted Average Price	108.42	Volume Weighted Moving Average 20	100.71

Oscillator Rating

Oscillators

Awesome Oscillator	18.11
Ultimate Oscillator (7,14,28)	52.48
Money Flow (14)	90.45
Chaikin Money Flow (20)	0.07
Commodity Channel Index (20)	96.76
Bull Bear Power	11.67

High / Low

1 Month	111.90	84.80
3 Month	111.90	55.00
6 Month	111.90	44.55
52 Week	111.90	26.70
All Time	195.48	11.00

Volume

Volume	8.8 M
Average 10 D	13.5 M
Average 30 D	12.4 M
Average 60 D	11.2 M
Average 90 D	8.7 M

Change/Volatility

Change	0.60 (0.56%)
Change 1W	4.10 (3.92%)
Change 1M	19.00 (21.18%)
Volatility	3.24
Volatility W	4.97

Performance

Yesterday	91.04
Weekly	2.07
Monthly	20.31
3 Month	85.97
6 Month	121.61
Yearly	242.36
5 Year	126.69
All Time	134.19

Misc.

Average Day Range (14)	6.36
Average Directional Index (14)	55.46
Average True Range (14)	5.49
Williams Percent Range (14)	-13.59
Rate Of Change (9)	7.31
Hull Moving Average (9)	109.15
Momentum (10)	7.55
Parabolic SAR	99.02

PIVOT POINTS of The Jammu & Kashmir Bank Limited (J&KBANK)

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	26.62	55.17	72.43	83.72	100.98	112.27	140.82
Fibonacci	55.17	66.07	72.81	83.72	94.62	101.36	112.27
Camarilla	81.85	84.47	87.08	83.72	92.32	94.93	97.55
Woodie's	47.27	56.86	75.82	85.41	104.37	113.96	132.93
DeMark's	-	-	78.07	86.54	106.63	-	-

Financial Analysis of The Jammu & Kashmir Bank Limited (J&KBANK)

Income Statement

Basic EPS (FY)	12.25
Basic EPS (TTM)	13.77
EPS Diluted (Annual YoY Growth)	105.67
EPS Diluted (FY)	12.25
EPS Diluted (Quarterly QoQ Growth)	-34.07
EPS Diluted (Quarterly YoY Growth)	91.75
EPS Diluted (TTM)	13.77
EPS Diluted (TTM YoY Growth)	122.08
Free Cash Flow Margin (FY)	47.70
Last Year Revenue (FY)	101.3 B
Revenue (Annual YoY Growth)	15.11
Revenue per Employee (FY)	7.9 M
Revenue (Quarterly QoQ Growth)	7.72
Revenue (Quarterly YoY Growth)	25.10
Revenue (TTM YoY Growth)	20.20
Net Income (Annual YoY Growth)	138.56
Net Income (FY)	11.8 B
Net Income (Quarterly QoQ Growth)	-29.91
Net Income (Quarterly YoY Growth)	105.71
Net Income (TTM YoY Growth)	142.83
Total Revenue (FY)	101.3 B

Valuation

Enterprise Value (MRQ)	36.6 B
Number of Employees	12,786.00
Number of Shareholders	172.1 T
Shares Float	249.8 M
Price to Book (FY)	1.13
Price to Book (MRQ)	1.10
Price to Earnings Ratio (TTM)	7.90
Price to Revenue Ratio (TTM)	1.05
Price to Sales (FY)	1.03
Total Shares Outstanding	961.5 M

Balance Sheet

Debt to Equity Ratio (MRQ)	0.43
Net Debt (MRQ)	-25,893,300,000.00
Total Assets (Annual YoY Growth)	11.75
Total Assets (MRQ)	1.4 T
Total Assets (Quarterly QoQ Growth)	-3.73
Total Assets (Quarterly YoY Growth)	9.44
Total Current Assets (MRQ)	69.8 B
Total Debt (Annual YoY Growth)	28.07
Total Debt (MRQ)	43.9 B
Total Debt (Quarterly QoQ Growth)	-15.01
Total Debt (Quarterly YoY Growth)	134.64
Total Liabilities (FY)	1.4 T
Total Liabilities (MRQ)	1.3 T

Operating Metrics

Return on Assets (TTM)	1.00
Return on Equity (TTM)	14.63
Return on Invested Capital (TTM)	10.93

Dividends

Dividend Yield Forward	0.46
Dividends per Share (FY)	0.50

Margins

Net Margin (FY)	11.65
Net Margin (TTM)	12.62
Operating Margin (FY)	17.62
Operating Margin (TTM)	18.70
Pretax Margin (TTM)	18.70

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The Jammu & Kashmir Bank Limited (J&KBANK)

The Jammu & Kashmir Bank Limited (J&KBANK) Chart