Indian Overseas Bank (IOB)

Price	43.85 0.90 (2.10%)	52 Week High	48.60
ISIN	INE565A01014	52 Week Low	16.80
Industry	Major Banks	Volume	245.1 M
Sector	Finance	P/E Ratio TTM	37.42
Market Cap	811.9 B	1 Year Beta	2.17

Indian Overseas Bank (IOB) is a public sector bank in India. It is headquartered in Chennai, India.

IOB was founded in 1937 by a group of businessmen and philanthropists. The bank started with a focus on providing financial services to the overseas trade and commerce sector in India. In recent years, IOB has expanded its product range to include a wider variety of financial products and services, such as loans, deposits, and insurance products.

IOB is a well-established bank with a good track record. The bank has a good reputation among its customers and is considered to be one of the leading public sector banks in India.

However, there are also some risks associated with investing in Indian Overseas Bank (IOB). These risks include:

The cyclical nature of the banking industry: The banking industry is cyclical and can experience periods of growth and recession. This could impact IOB’s profitability.
The competition in the banking sector: The banking sector is competitive and IOB faces competition from a number of other banks, such as State Bank of India (SBI) and Punjab National Bank (PNB). This competition could impact IOB’s profitability.
The regulatory environment for the banking sector: The regulatory environment for the banking sector is constantly changing. This could impact IOB’s ability to operate its business.

Investors should carefully consider these risks before investing in Indian Overseas Bank (IOB).

According to a recent report by Morgan Stanley, IOB is expected to grow at a CAGR of 10% over the next five years. This growth is being driven by the increasing demand for financial services in India and the growing economy of the country.

IOB is well-positioned to capitalize on this growth as it has a strong track record, a good reputation among its customers, and a wide range of products and services. The company is also well-positioned to take advantage of the growth of the Indian banking market.

Overall, Indian Overseas Bank (IOB) is a good investment for investors who are looking for exposure to the growing banking market in India. However, the risks associated with investing in IOB should be carefully considered before making an investment decision.

Here are some additional details about Indian Overseas Bank (IOB):

IOB has a network of over 3,220 branches and ATMs across India.
IOB has a wide customer base, including individuals, businesses, and government entities.
The bank has a good track record of compliance with the regulatory requirements of the Reserve Bank of India (RBI).
IOB is ISO 9001:2015 certified.

Indian Overseas Bank (IOB) Chart

Technical Analysis of Indian Overseas Bank (IOB)

Spinning Top Black

Spinning Top Black is formed on Indian Overseas Bank (IOB) in 1 Day Timeframe. Black spinning tops are candlestick lines that are small, red-bodied, and possess shadows (upper and lower) that end up exceeding the length of candle bodies. They often signal indecision.

Moving Averages

Period	Simple	Exponential
MA 5	43.31	42.41
MA 10	38.85	39.85
MA 20	35.09	36.62
MA 30	33.68	34.66
MA 50	30.74	32.24
MA 100	27.78	29.37
MA 200	27.23	26.87

Moving Average Rating

Technical Indicators

Name	Value	Name	Value
Aroon Up (14)	85.71	Aroon Down (14)	0.00
MACD Level (12, 26)	3.67	MACD Signal (12, 26)	2.61
Relative Strength Index (7)	72.47	Relative Strength Index (14)	72.52
Stochastic %D (14 3 3)	79.64	Stochastic %K (14 3 3)	72.64
Stochastic RSI Fast (3, 3, 14, 14)	59.28	Stochastic RSI Slow (3, 3, 14, 14)	74.07
Bollinger Upper Band (20)	45.35	Bollinger Lower Band (20)	24.84
Keltner Channels Upper Band (20)	43.56	Keltner Channels Lower Band (20)	29.68
Donchian Channels Upper Band (20)	48.60	Donchian Channels Lower Band (20)	30.00
Ichimoku Conversion Line (9, 26, 52, 26)	40.10	Ichimoku Base Line (9, 26, 52, 26)	39.17
Ichimoku Leading Span A (9, 26, 52, 26)	29.29	Ichimoku Leading Span B (9, 26, 52, 26)	28.33
Positive Directional Indicator (14)	35.58	Negative Directional Indicator (14)	4.79
Volume Weighted Average Price	44.13	Volume Weighted Moving Average 20	40.83

Oscillator Rating

Oscillators

Awesome Oscillator	10.47
Ultimate Oscillator (7,14,28)	55.67
Money Flow (14)	58.26
Chaikin Money Flow (20)	-0.01
Commodity Channel Index (20)	142.90
Bull Bear Power	11.23

High / Low

1 Month	48.60	30.00
3 Month	48.60	23.70
6 Month	48.60	20.85
52 Week	48.60	16.80
All Time	227.45	4.25

Volume

Volume	245.1 M
Average 10 D	152.5 M
Average 30 D	77.6 M
Average 60 D	46.9 M
Average 90 D	33.5 M

Change/Volatility

Change	0.90 (2.10%)
Change 1W	4.35 (11.01%)
Change 1M	13.25 (43.30%)
Volatility	9.59
Volatility W	13.81

Performance

Yesterday	35.34
Weekly	18.51
Monthly	41.68
3 Month	80.82
6 Month	91.07
Yearly	135.75
5 Year	210.99
All Time	309.81

Misc.

Average Day Range (14)	3.39
Average Directional Index (14)	61.36
Average True Range (14)	2.98
Williams Percent Range (14)	-26.17
Rate Of Change (9)	33.69
Hull Moving Average (9)	46.34
Momentum (10)	11.20
Parabolic SAR	38.80

PIVOT POINTS of Indian Overseas Bank (IOB)

Name	S3	S2	S1	Pivot Points	R1	R2	R3
Classic	14.42	22.17	26.38	29.92	34.13	37.67	45.42
Fibonacci	22.17	25.13	26.96	29.92	32.88	34.71	37.67
Camarilla	28.47	29.18	29.89	29.92	31.31	32.02	32.73
Woodie's	18.98	22.34	26.73	30.09	34.48	37.84	42.23
DeMark's	-	-	28.15	30.80	35.90	-	-

Financial Analysis of Indian Overseas Bank (IOB)

Income Statement

Basic EPS (FY)	1.11
Basic EPS (TTM)	1.17
EPS Diluted (Annual YoY Growth)	23.09
EPS Diluted (FY)	1.11
EPS Diluted (Quarterly QoQ Growth)	-23.13
EPS Diluted (Quarterly YoY Growth)	28.48
EPS Diluted (TTM)	1.17
EPS Diluted (TTM YoY Growth)	24.78
Free Cash Flow (Annual YoY Growth)	174.62
Free Cash Flow Margin (FY)	76.95
Last Year Revenue (FY)	238.4 B
Revenue (Annual YoY Growth)	9.18
Revenue per Employee (FY)	10.8 M
Revenue (Quarterly QoQ Growth)	-5.98
Revenue (Quarterly YoY Growth)	23.98
Revenue (TTM YoY Growth)	14.98
Net Income (Annual YoY Growth)	23.09
Net Income (FY)	21 B
Net Income (Quarterly QoQ Growth)	-23.12
Net Income (Quarterly YoY Growth)	28.52
Net Income (TTM YoY Growth)	24.78
Total Revenue (FY)	238.4 B

Valuation

Enterprise Value (MRQ)	435.7 B
Number of Employees	22,051.00
Number of Shareholders	510.2 T
Shares Float	684.1 M
Price to Book (FY)	3.33
Price to Book (MRQ)	3.27
Price to Earnings Ratio (TTM)	37.42
Price to Revenue Ratio (TTM)	3.35
Price to Sales (FY)	3.48
Total Shares Outstanding	18.9 B

Balance Sheet

Debt to Equity Ratio (MRQ)	0.70
Net Debt (MRQ)	-26,293,800,000.00
Total Assets (Annual YoY Growth)	4.82
Total Assets (MRQ)	3.1 T
Total Assets (Quarterly QoQ Growth)	0.44
Total Assets (Quarterly YoY Growth)	6.38
Total Current Assets (MRQ)	204.7 B
Total Debt (Annual YoY Growth)	489.53
Total Debt (MRQ)	178.4 B
Total Debt (Quarterly QoQ Growth)	-16.57
Total Debt (Quarterly YoY Growth)	234.40
Total Liabilities (FY)	2.9 T
Total Liabilities (MRQ)	2.9 T

Operating Metrics

Return on Assets (TTM)	0.73
Return on Equity (TTM)	9.08
Return on Invested Capital (TTM)	6.16

Dividends

Margins

Net Margin (FY)	8.83
Net Margin (TTM)	8.96
Operating Margin (FY)	11.41
Operating Margin (TTM)	9.98
Pretax Margin (TTM)	9.98

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Indian Overseas Bank (IOB)

Indian Overseas Bank (IOB) Chart