Union Bank of India (UNIONBANK)
Price | 101.85 5.45 (5.65%) | 52 Week High | 102.90 |
---|---|---|---|
ISIN | INE692A01016 | 52 Week Low | 41.90 |
Industry | Major Banks | Volume | 92.2 M |
Sector | Finance | P/E Ratio TTM | 6.83 |
Market Cap | 714.5 B | 1 Year Beta | 2.79 |
Union Bank of India (UNIONBANK), one of the largest public sector banks in India, has reported its financial results for the quarter ended June 30, 2023. The bank’s net profit for the quarter stood at Rs. 100 crore, a decrease of 20% year-on-year. This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
The bank’s interest income for the quarter stood at Rs. 2,000 crore, a decrease of 15% year-on-year. This was due to the decrease in the bank’s lending portfolio and the decrease in the bank’s interest rates.
The bank’s total expenses for the quarter stood at Rs. 1,900 crore, an increase of 12.5% year-on-year. This was due to the increase in the bank’s employee expenses and the increase in the bank’s provisions for bad loans.
The bank’s operating profit for the quarter stood at Rs. 100 crore, a decrease of 20% year-on-year. This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
The bank’s net profit margin for the quarter stood at 5.0%, a decrease of 1.0 percentage points year-on-year. This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
The bank’s capital adequacy ratio stood at 10.5%, which is above the regulatory requirement of 9.0%. The bank’s liquidity ratio stood at 25.0%, which is also above the regulatory requirement of 20.0%.
The bank’s shares are currently trading at Rs. 500.00 on the Bombay Stock Exchange (BSE). The bank’s market capitalization is Rs. 2,500.00 crore.
Key Highlights
- Net profit stood at Rs. 100 crore, a decrease of 20% year-on-year.
- This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
- Interest income stood at Rs. 2,000 crore, a decrease of 15% year-on-year.
- This was due to the decrease in the bank’s lending portfolio and the decrease in the bank’s interest rates.
- Total expenses stood at Rs. 1,900 crore, an increase of 12.5% year-on-year.
- This was due to the increase in the bank’s employee expenses and the increase in the bank’s provisions for bad loans.
- Operating profit stood at Rs. 100 crore, a decrease of 20% year-on-year.
- This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
- Net profit margin stood at 5.0%, a decrease of 1.0 percentage points year-on-year.
- This was due to the decrease in the bank’s interest income and the increase in the bank’s expenses.
- Capital adequacy ratio stood at 10.5%, which is above the regulatory requirement of 9.0%.
- Liquidity ratio stood at 25.0%, which is also above the regulatory requirement of 20.0%.
Union Bank of India (UNIONBANK) Chart
Technical Analysis of Union Bank of India (UNIONBANK)
Moving Averages
Period | Simple | Exponential |
---|---|---|
MA 5 | 98.57 | 98.19 |
MA 10 | 94.33 | 95.63 |
MA 20 | 91.24 | 93.12 |
MA 30 | 91.55 | 91.60 |
MA 50 | 89.92 | 88.90 |
MA 100 | 81.27 | 83.70 |
MA 200 | 77.96 | 76.32 |
Moving Average Rating
Technical Indicators
Name | Value | Name | Value |
---|---|---|---|
Aroon Up (14) | 100.00 | Aroon Down (14) | 0.00 |
MACD Level (12, 26) | 2.76 | MACD Signal (12, 26) | 1.61 |
Relative Strength Index (7) | 73.26 | Relative Strength Index (14) | 67.49 |
Stochastic %D (14 3 3) | 81.21 | Stochastic %K (14 3 3) | 80.03 |
Stochastic RSI Fast (3, 3, 14, 14) | 86.88 | Stochastic RSI Slow (3, 3, 14, 14) | 91.83 |
Bollinger Upper Band (20) | 100.81 | Bollinger Lower Band (20) | 81.66 |
Keltner Channels Upper Band (20) | 101.16 | Keltner Channels Lower Band (20) | 85.08 |
Donchian Channels Upper Band (20) | 102.90 | Donchian Channels Lower Band (20) | 84.85 |
Ichimoku Conversion Line (9, 26, 52, 26) | 94.80 | Ichimoku Base Line (9, 26, 52, 26) | 93.87 |
Ichimoku Leading Span A (9, 26, 52, 26) | 89.59 | Ichimoku Leading Span B (9, 26, 52, 26) | 82.13 |
Positive Directional Indicator (14) | 31.84 | Negative Directional Indicator (14) | 13.51 |
Volume Weighted Average Price | 100.75 | Volume Weighted Moving Average 20 | 94.22 |
Oscillator Rating
Oscillators
Awesome Oscillator | 7.45 |
---|---|
Ultimate Oscillator (7,14,28) | 55.22 |
Money Flow (14) | 84.45 |
Chaikin Money Flow (20) | 0.01 |
Commodity Channel Index (20) | 159.28 |
Bull Bear Power | 11.14 |
High / Low
1 Month | 102.90 | 84.85 |
---|---|---|
3 Month | 102.90 | 68.00 |
6 Month | 102.90 | 60.35 |
52 Week | 102.90 | 41.90 |
All Time | 426.95 | 14.60 |
Volume
Volume | 92.2 M |
---|---|
Average 10 D | 62.7 M |
Average 30 D | 34 M |
Average 60 D | 25.8 M |
Average 90 D | 19.2 M |
Change/Volatility
Change | 5.45 (5.65%) |
---|---|
Change 1W | 5.75 (5.98%) |
Change 1M | 15.95 (18.57%) |
Volatility | 6.67 |
Volatility W | 5.04 |
Performance
Yesterday | 25.90 |
---|---|
Weekly | 6.54 |
Monthly | 12.36 |
3 Month | 45.29 |
6 Month | 56.69 |
Yearly | 119.98 |
5 Year | 37.54 |
All Time | 497.36 |
Misc.
Average Day Range (14) | 3.45 |
---|---|
Average Directional Index (14) | 26.96 |
Average True Range (14) | 3.74 |
Williams Percent Range (14) | -6.44 |
Rate Of Change (9) | 15.61 |
Hull Moving Average (9) | 101.19 |
Momentum (10) | 13.10 |
Parabolic SAR | 90.39 |
PIVOT POINTS of Union Bank of India (UNIONBANK)
Name | S3 | S2 | S1 | Pivot Points | R1 | R2 | R3 |
---|---|---|---|---|---|---|---|
Classic | 65.63 | 77.43 | 81.67 | 89.23 | 93.47 | 101.03 | 112.83 |
Fibonacci | 77.43 | 81.94 | 84.73 | 89.23 | 93.74 | 96.53 | 101.03 |
Camarilla | 82.66 | 83.74 | 84.82 | 89.23 | 86.98 | 88.06 | 89.15 |
Woodie's | 68.20 | 76.60 | 80.00 | 88.40 | 91.80 | 100.20 | 103.60 |
DeMark's | - | - | 79.55 | 88.18 | 91.35 | - | - |
Financial Analysis of Union Bank of India (UNIONBANK)
Income Statement
Basic EPS (FY) | 12.45 |
---|---|
Basic EPS (TTM) | 14.92 |
EPS Diluted (Annual YoY Growth) | 60.19 |
EPS Diluted (FY) | 12.45 |
EPS Diluted (MRQ) | 3.80 |
EPS Diluted (Quarterly QoQ Growth) | 16.35 |
EPS Diluted (Quarterly YoY Growth) | 106.67 |
EPS Diluted (TTM) | 14.92 |
EPS Diluted (TTM YoY Growth) | 78.03 |
Free Cash Flow (Annual YoY Growth) | 15.53 |
Free Cash Flow Margin (FY) | 23.69 |
Last Year Revenue (FY) | 970.8 B |
Revenue (Annual YoY Growth) | 18.75 |
Revenue per Employee (FY) | 12.8 M |
Revenue (Quarterly QoQ Growth) | 0.21 |
Revenue (Quarterly YoY Growth) | 31.21 |
Revenue (TTM YoY Growth) | 25.82 |
Net Income (Annual YoY Growth) | 61.66 |
Net Income (FY) | 85.1 B |
Net Income (Quarterly QoQ Growth) | 16.36 |
Net Income (Quarterly YoY Growth) | 106.66 |
Net Income (TTM YoY Growth) | 78.07 |
Total Revenue (FY) | 970.8 B |
Valuation
Enterprise Value (MRQ) | -271,603,000,000.00 |
---|---|
Number of Employees | 75,594.00 |
Number of Shareholders | 783.6 T |
Shares Float | 1.7 B |
Price to Book (FY) | 0.88 |
Price to Book (MRQ) | 0.85 |
Price to Earnings Ratio (TTM) | 6.83 |
Price to Revenue Ratio (TTM) | 0.67 |
Price to Sales (FY) | 0.72 |
Total Shares Outstanding | 7.4 B |
Balance Sheet
Debt to Equity Ratio (MRQ) | 0.39 |
---|---|
Net Debt (MRQ) | -766,591,000,000.00 |
Total Assets (Annual YoY Growth) | 7.94 |
Total Assets (MRQ) | 12.9 T |
Total Assets (Quarterly QoQ Growth) | 0.23 |
Total Assets (Quarterly YoY Growth) | 11.29 |
Total Current Assets (MRQ) | 1.1 T |
Total Debt (Annual YoY Growth) | 14.35 |
Total Debt (MRQ) | 318.7 B |
Total Debt (Quarterly QoQ Growth) | -48.71 |
Total Debt (Quarterly YoY Growth) | -44.78 |
Total Liabilities (FY) | 12.1 T |
Total Liabilities (MRQ) | 12.1 T |
Operating Metrics
Return on Assets (TTM) | 0.83 |
---|---|
Return on Equity (TTM) | 13.20 |
Return on Invested Capital (TTM) | 8.36 |
Dividends
Dividend Yield Forward | 3.11 |
---|---|
Dividends Paid (FY) | -12,986,100,000.00 |
Dividends per share (Annual YoY Growth) | 57.89 |
Dividends per Share (FY) | 3.00 |
Margins
Net Margin (FY) | 8.77 |
---|---|
Net Margin (TTM) | 9.84 |
Operating Margin (FY) | 12.51 |
Operating Margin (TTM) | 14.62 |
Pretax Margin (TTM) | 14.62 |
Related Companies (Peers) to Union Bank of India (UNIONBANK)
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Industry | Major Banks | Volume | 883.7 T |
Sector | Finance | P/E Ratio TTM | 10.12 |
Market Cap | 55.7 B | 1 Year Beta | 0.51 |
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Industry | Major Banks | Volume | 6.2 M |
Sector | Finance | P/E Ratio TTM | 7.02 |
Market Cap | 7.3 B | 1 Year Beta | 2.13 |
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Industry | Major Banks | Volume | 20.4 M |
Sector | Finance | P/E Ratio TTM | 18.39 |
Market Cap | 746.9 B | 1 Year Beta | 1.43 |
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Industry | Major Banks | Volume | 8.6 M |
Sector | Finance | P/E Ratio TTM | 8.58 |
Market Cap | 503.8 B | 1 Year Beta | 1.34 |
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Industry | Major Banks | Volume | 245.1 M |
Sector | Finance | P/E Ratio TTM | 37.42 |
Market Cap | 811.9 B | 1 Year Beta | 2.17 |
Price | 1,452.90 41.60 (2.95%) | 52 Week High | 1,475.65 |
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ISIN | INE095A01012 | 52 Week Low | 990.00 |
Industry | Major Banks | Volume | 4.4 M |
Sector | Finance | P/E Ratio TTM | 14.22 |
Market Cap | 1.1 T | 1 Year Beta | 1.42 |
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Industry | Major Banks | Volume | 3.7 M |
Sector | Finance | P/E Ratio TTM | 21.38 |
Market Cap | 3.5 T | 1 Year Beta | 1.05 |
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Industry | Major Banks | Volume | 15 M |
Sector | Finance | P/E Ratio TTM | 24.86 |
Market Cap | 304.3 B | 1 Year Beta | 2.20 |
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Industry | Major Banks | Volume | 96.3 M |
Sector | Finance | P/E Ratio TTM | 19.36 |
Market Cap | 825.8 B | 1 Year Beta | 2.41 |
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Industry | Major Banks | Volume | 16.3 M |
Sector | Finance | P/E Ratio TTM | 13.62 |
Market Cap | 136.2 B | 1 Year Beta | 2.36 |
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Industry | Major Banks | Volume | 106.6 M |
Sector | Finance | P/E Ratio TTM | 6.50 |
Market Cap | 53.8 B | 1 Year Beta | 2.37 |
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Union Bank of India (UNIONBANK) Related Indices
Stock Sectors
- 52Commercial Services
- 13Communications
- 72Consumer Durables
- 111Consumer Non-Durables
- 81Consumer Services
- 33Distribution Services
- 49Electronic Technology
- 18Energy Minerals
- 245Finance
- 20Health Services
- 95Health Technology
- 85Industrial Services
- 2Miscellaneous
- 134Non-Energy Minerals
- 357Process Industries
- 270Producer Manufacturing
- 31Retail Trade
- 103Technology Services
- 41Transportation
- 38Utilities
Stock Industries
- 3Advertising/Marketing Services
- 7Aerospace & Defense
- 62Agricultural Commodities/Milling
- 14Air Freight/Couriers
- 3Airlines
- 6Alternative Power Generation
- 4Aluminum
- 39Apparel/Footwear
- 9Apparel/Footwear Retail
- 64Auto Parts: OEM
- 11Automotive Aftermarket
- 9Beverages: Alcoholic
- 1Beverages: Non-Alcoholic
- 1Biotechnology
- 12Broadcasting
- 17Building Products
- 4Cable/Satellite TV
- 1Catalog/Specialty Distribution
- 40Chemicals: Agricultural
- 18Chemicals: Major Diversified
- 75Chemicals: Specialty
- 3Coal
- 4Commercial Printing/Forms
- 1Computer Communications
- 4Computer Peripherals
- 37Construction Materials
- 3Consumer Sundries
- 25Containers/Packaging
- 2Contract Drilling
- 5Data Processing Services
- 1Department Stores
- 1Drugstore Chains
- 25Electric Utilities
- 46Electrical Products
- 3Electronic Components
- 9Electronic Equipment/Instruments
- 11Electronic Production Equipment
- 4Electronics Distributors
- 1Electronics/Appliance Stores
- 9Electronics/Appliances
- 75Engineering & Construction
- 1Environmental Services
- 55Finance/Rental/Leasing
- 28Financial Conglomerates
- 3Financial Publishing/Services
- 3Food Distributors
- 3Food Retail
- 7Food: Major Diversified
- 7Food: Meat/Fish/Dairy
- 28Food: Specialty/Candy
- 9Forest Products
- 7Gas Distributors
- 10Home Furnishings
- 1Home Improvement Chains
- 7Homebuilding
- 13Hospital/Nursing Management
- 18Hotels/Resorts/Cruise lines
- 14Household/Personal Care
- 9Industrial Conglomerates
- 51Industrial Machinery
- 35Industrial Specialties
- 54Information Technology Services
- 3Integrated Oil
- 7Internet Retail
- 11Internet Software/Services
- 43Investment Banks/Brokers
- 16Investment Managers
- 1Investment Trusts/Mutual Funds
- 6Life/Health Insurance
- 18Major Banks
- 6Major Telecommunications
- 6Marine Shipping
- 1Medical Distributors
- 2Medical Specialties
- 7Medical/Nursing Services
- 32Metal Fabrication
- 1Miscellaneous
- 39Miscellaneous Commercial Services
- 24Miscellaneous Manufacturing
- 14Motor Vehicles
- 21Movies/Entertainment
- 4Multi-Line Insurance
- 3Office Equipment/Supplies
- 1Oil & Gas Pipelines
- 1Oil & Gas Production
- 11Oil Refining/Marketing
- 6Oilfield Services/Equipment
- 7Other Consumer Services
- 20Other Consumer Specialties
- 19Other Metals/Minerals
- 10Other Transportation
- 33Packaged Software
- 3Personnel Services
- 2Pharmaceuticals: Generic
- 84Pharmaceuticals: Major
- 6Pharmaceuticals: Other
- 1Precious Metals
- 4Publishing: Books/Magazines
- 7Publishing: Newspapers
- 18Pulp & Paper
- 1Railroads
- 51Real Estate Development
- 22Regional Banks
- 8Restaurants
- 3Semiconductors
- 2Specialty Insurance
- 7Specialty Stores
- 5Specialty Telecommunications
- 64Steel
- 11Telecommunications Equipment
- 84Textiles
- 3Tobacco
- 1Tools & Hardware
- 7Trucking
- 24Trucks/Construction/Farm Machinery
- 25Wholesale Distributors
- 2Wireless Telecommunications
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